Terms of Use & Terms of Sale

These Terms of Use and Terms of Sale ("Terms") govern your use of the websites and services operated by Front Row Courses & Coaching, including A Nonprofit Life and A Faith Life.

By accessing this website or purchasing any products or services, you agree to these Terms.

If you do not agree with these Terms, please do not use this website.

Use of This Website

You agree to use this website only for lawful purposes and in a way that does not infringe upon the rights of others or restrict their use of the website.

You may not:

• attempt to gain unauthorized access to the website
• use the website for fraudulent purposes
• interfere with the website’s operation or security

Intellectual Property

All content on this website is the property of Front Row Courses & Coaching unless otherwise stated.

This includes:

• text
• digital downloads
• courses
• worksheets
• frameworks
• graphics
• logos
• educational materials

These materials are protected by copyright and intellectual property laws.

You may not reproduce, distribute, modify, or publicly share these materials without written permission.

Digital Product License

When you purchase a digital product from this website, you are purchasing a license to use the product, not ownership of the intellectual property.

You may:

✔ download and use the materials for personal or organizational use

You may not:

✘ resell the materials
✘ redistribute the files
✘ upload the files to file-sharing sites
✘ share downloads with others who have not purchased the product
✘ claim the materials as your own work

Each purchase grants a single-user license unless otherwise stated.

Courses and Educational Content

If you purchase a course or educational program:

• access is granted for your personal use
• login credentials may not be shared
• course materials may not be copied or redistributed

We reserve the right to revoke access if these terms are violated.

Pricing and Payment

All prices are listed in U.S. dollars unless otherwise stated.

Payments are processed securely through third-party payment providers, such as Stripe or PayPal.

We do not store full payment card details.

Prices may change at any time without notice.

Delivery of Digital Products

Digital products are delivered electronically.

After purchase, you will receive access to download the product or view course materials.

It is your responsibility to provide an accurate email address and ensure you can access the materials.

Refund Policy

Due to the nature of digital products, all digital product sales are generally final.

Because digital downloads provide immediate access to the content, refunds are not offered once a product has been accessed or downloaded.

Exceptions may be granted in limited circumstances, including:

• duplicate purchases
• billing errors
• technical issues preventing access that cannot be resolved

For assistance, please contact [email protected].

EU/UK Consumer Notice

If you are located in the European Union or United Kingdom, you may have a legal right to withdraw from certain online purchases within 14 days.

However, by purchasing and accessing a digital product immediately, you acknowledge that you request immediate access and waive your right to withdraw once the download or streaming begins, except where otherwise required by law.

Disclaimer of Warranties

All content and products are provided for educational and informational purposes.

We make no guarantees regarding specific outcomes or results from the use of our materials.

Limitation of Liability

To the fullest extent permitted by law, Front Row Courses & Coaching will not be liable for any indirect, incidental, or consequential damages resulting from the use of this website or its products.

Changes to These Terms

We may update these Terms from time to time.

Updates will be posted on this page with a revised "Last Updated" date.

Continued use of the website after changes are posted constitutes acceptance of the revised Terms.

Contact

If you have questions about these Terms, please contact:

Front Row Courses & Coaching
Email: [email protected]